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ICHRA
Coverage You Control
Explore employer health benefits with predictable costs and personalized employee health plans. Find out if an ICHRA is right for you.
Plan on Predictable. Plan on Personal.
Plan on an ICHRA
Individual Coverage Health Reimbursement Arrangements
Group health plans often come with rising costs and plans that don't fit everyone's needs. That puts businesses and employees in a tough position. Now, a new form of employer-sponsored coverage can help.
ICHRAs make costs predictable for employers with stable, pre-tax contributions. And they make health plans personal, because each employee can pick any plan and any carrier that meets their needs.
Why We Love ICHRAs
Ambetter Health's mission is to provide high value, low-cost health benefits without compromise. ICHRAs help us deliver on that mission.
Why advocate for an approach to insurance where employees can choose one of our competitors? Because they should be able to make the choice that's right for them. And because we plan to earn their business.
Unlike many other health insurance companies, we earn our members one person at a time. We believe in our plans, our network, and our pricing. And since we've consistently been #1 in the marketplace, we know other people do too.
Dive Deeper
Ambetter Health Plans designed for ICHRAs are only available to residents in Georgia, Indiana, Missouri, Ohio, and South Carolina, and may not be offered in other areas. Product availability and plan design may vary by state and are subject to regulatory approval.
If your employer offers an ICHRA, you may not be eligible for premium tax credits (financial assistance) through the Marketplace. This is because your employer's contribution factors into the affordability of your health plan.
Talk With Our Team
Considering an ICHRA raises new questions. Our team is here to help.