Have an enrollment need? Shop our plans.
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Our Health Plans
show Our Health Plans menu
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- About Our Plans
- Our Benefits
- My Health Pays Rewards®
- Coverage Area Map
- Ways to Save
- What is Ambetter Health?
- Find a Doctor
Use your ZIP Code to find your personal plan.
- See coverage in your area
- Find doctors and hospitals
- View pharmacy program benefits
- View essential health benefits
Find and enroll in a plan that's right for you.
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Join Ambetter Health
show Join Ambetter Health menu
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- Four easy steps is all it takes
- What you need to enroll
- Special Enrollment Information
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For Members
show For Members menu
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Find everything you need in the member online account
- View your claims
- Review your plan benefits
- Print your ID card
- View rewards points total
-
Have an enrollment need? Shop our plans.
-
Our Health Plans
show Our Health Plans menu
-
- About Our Plans
- Our Benefits
- My Health Pays Rewards®
- Coverage Area Map
- Ways to Save
- What is Ambetter Health?
- Find a Doctor
Use your ZIP Code to find your personal plan.
- See coverage in your area
- Find doctors and hospitals
- View pharmacy program benefits
- View essential health benefits
Find and enroll in a plan that's right for you.
-
-
Join Ambetter Health
show Join Ambetter Health menu
-
- Four easy steps is all it takes
- What you need to enroll
- Special Enrollment Information
-
-
For Members
show For Members menu
-
Find everything you need in the member online account
- View your claims
- Review your plan benefits
- Print your ID card
- View rewards points total
-
Ways to Save
Lower your Health Insurance Costs with Financial Assistance
Want to keep more of your healthcare costs in your own pocket? You may be able to if you're eligible for out-of-pocket payment reductions.
Out-of-Pocket Payment Reductions
You may qualify to save on health insurance costs through out-of-pocket payment reductions. These are discounts or financial assistance from the government that can lower your out-of-pocket costs
Out-of-pocket costs include your deductible, co-payment and out-of-pocket maximum.
Do You Qualify?
The government decides if you qualify for out-of-pocket reductions based on your estimated yearly household income. Your household income for the year must fall within certain guidelines of the Federal Poverty Level.
This is the minimum income a family requires for basic needs like food or shelter. The government decides these levels. You can check the levels on the Department of Health and Human Services website. The Federal Poverty Level range may change based on the state you live in.
Out-of-pocket payment reductions are only available on Silver Health Insurance Marketplace plans. And they’re only available on in-network services in your health insurance plan.
Calculate Costs and Savings When You Enroll
Use www.nj.gov/getcoverednj/ to find a plan. When you shop for a plan, it will ask for your estimated yearly income. Then our enrollment site will notify you if you may qualify for savings.