Need health insurance? Shop our plans.
Programs and Savings
When you join Ambetter Health, you have access to a variety of valuable programs and perks. They are designed to enhance your member experience, support your wellness and help you save money.
Programs that Help You Save
When you sign up for an Ambetter Health plan, you get access to exclusive savings and rewards.
Earn discounts on Products and Services
Save money on products and services that support your health, happiness and well-being. Through Ambetter Perks, you can enjoy discounts on groceries, gym memberships, travel and much more.
Earn $500 in Rewards with My Health Pays®*
Get rewarded for making healthy choices, such as scheduling wellness exams and moving more. Then use the My Health Pays® rewards to pay for many kinds of expenses – from monthly plan premiums to utilities and childcare costs.
Additional Savings Opportunities
Depending on where you live, you may have access to more personalized options that can help you save money while achieving your best health.
Membership in Your Local YMCA or Virtual YMCA360††
Take charge of your health with YMCA and YMCA360 memberships, which are included with Ambetter Health insurance in select counties in North Carolina.
DispatchHealth** In-Home Care
Receive personalized care in the comfort of your home for urgent but non-life-threatening health issues. Available in select counties in North Carolina.
Want to take advantage of the options customized for your area?
Shop our plans now, or give us a call at 844-992-0466 (TTY: 711) from 8 a.m. to 9 p.m. CT. Our licensed agents will answer your questions and work with you to find a plan to meet your needs.
Support for Health and Wellness
When you sign up for an Ambetter Health plan, you can take advantage of these exclusive programs, which are designed to help our members better manage their health.
Coverage that Goes Where You Go
Love to travel? With Ambetter Health Premier plans, get coverage on the road or where you land in most Ambetter Health service areas!† Shop our plans to find Premier options in your area.
Trusted Network of Providers
Members have access to a full range of providers, medical facilities and hospitals within our provider network plus in-network preventive care for as low as $0.*** Search our guide to find providers in your area.
Virtual 24/7 Care‡
Get care for non-emergency health issues wherever you are with our Virtual 24/7 Care program. Seek medical advice or request prescriptions by phone or video – 24 hours a day, seven days a week.
Pharmacy Services
Our mail-order pharmacy program provides convenient access to medications, as does our nationwide network of retail pharmacy locations. Have a preferred local pharmacy? Use our Provider Directory to check if your local pharmacy is in our network.
24/7 Nurse Advice Line
When you have health questions, our 24/7 Nurse Advice Line makes it easy for you to get answers. You can call to connect with an experienced registered nurse at any time, 24/7.
Health Management Programs
Members with chronic health conditions can get personalized help through our health management programs. Telephone support, educational tools and behavioral health services are included.
Care Management Services
Some health challenges require a little extra care, so our care management services team is ready to assist. Registered nurses and social workers can help find the right providers, programs and resources for your needs.
Start Smart for Your Baby®
A healthy baby starts with a healthy you, so count on our Start Smart for Your Baby® maternity health program for information and resources to support you during every stage of your pregnancy and after your newborn arrives.

Find the affordable plan that's right for you.
Are you ready to take advantage of these great programs and savings opportunities? Choose your affordable insurance plan from Ambetter Health today.
Have questions? Give us a call at 844-992-0466 (TTY: 711) from 8 a.m. to 9 p.m. CT, and a licensed agent will answer your questions and work with you to find the right plan to meet your needs.
†Additional requirements may apply. Consult your plan’s Evidence of Coverage (EOC) before seeking care. Networks are subject to change.
††To find participating YMCA locations, visit https://www.ncymcas.org/y-membership-ambetter for more information. Ambetter Health members can still enroll in the digital YMCA360 platform.
‡Cost sharing may apply when using Virtual 24/7 Care. Ambetter Health does not provide medical care. Medical care is provided by individual providers which are independent contractors and not agents of Ambetter Health.
*Healthcare-related costs will vary by member and the plan in which you are enrolled. Funds expire immediately upon termination of insurance coverage. My Health Pays® rewards can be used for pharmacy cost share at Hy-Vee* and Walmart and at a mail order pharmacy (currently Express Scripts). *Hy-Vee is currently available in select states. Find a store at www.hy-vee.com/stores. Rewards cannot be used to purchase alcohol, tobacco, firearms products, lottery tickets, gift cards, or for cash. Restrictions apply. Members must qualify for and complete all activities to receive $500 or more. Visit My.AmbetterHealth.com for more details. Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to all members. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by different means. Contact us at 1-833-863-1310 (Relay 711) and we will work with you (and, if you wish, with your doctor) to find a wellness program with the same reward that is right for you in light of your health status.
Healthcare-related costs will vary by member and the plan in which you are enrolled. Funds expire immediately upon termination of insurance coverage. My Health Pays® rewards can be used for pharmacy cost share at Hy-Vee* and Walmart and at a mail order pharmacy (currently Express Scripts). *Hy-Vee is currently available in select states. Find a store at www.hy-vee.com/stores. Rewards cannot be used to purchase alcohol, tobacco, firearms products, lottery tickets, gift cards, or for cash. Restrictions apply. Members must qualify for and complete all activities to receive $500 or more. Visit My.AmbetterHealth.com for more details. Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to all members. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by different means. Contact us at 1-833-863-1310 (Relay 711) and we will work with you (and, if you wish, with your doctor) to find a wellness program with the same reward that is right for you in light of your health status.
**DispatchHealth complies with applicable Federal civil rights laws and does not discriminate on the basis of race, color, national origin, age, disability, or sex. Visit www.DispatchHealth.com/non-discrimination-statement to learn more. ©2025 DispatchHealth. All Rights Reserved. DispatchHealth is available in parts of Knoxville and Nashville. To find out if DispatchHealth services are in your area, visit DispatchHealth.com/Ambetter.
***The benefits, rates and costs listed in these advertisements are illustrative and are based on a specific household size, specific age, smoker status, and in a specific coverage area in North Carolina. A person should not send money to the issuer of the health benefit plan in response to the advertisement. A person cannot obtain coverage under the health benefit plan until the person completes an application for coverage. This policy has exclusions, limitations, reduction of benefits, and terms under which the policy may be continued in force or discontinued. This policy has provisions relating to renewability, cancellability, and termination, and may include provisions for modification of benefits, losses covered or premiums because of age or for other reasons. For costs and complete details of the coverage, call or write your insurance producer or the company, whichever is applicable.