1. Log in to your Online Member Account to review your 2026 plan. Make sure your plan still fits your needs and budget, and check that your doctors are in network. 
2. Update your income to get the most financial assistance available and provide supporting documents.
3. Review and confirm all personal and coverage details. Get to know what your coverage includes. You can also explore other plan options if it’s not the right coverage for you.
4. Select “Enroll in this Plan” to finalize. Once you enroll, your Digital ID Card can be accessed in your Online Member Account and the Ambetter Health mobile app. Your printed ID card will be mailed in January.  

You can renew your plan when Open Enrollment begins on November 1st, 2025. For most people, Open Enrollment is the only time they can renew their coverage.

Yes, but it is important to review your coverage and update your information to make sure you get the most from your plan and financial assistance. Your monthly insurance costs could increase due to changing government support.

Updating your information helps determine your monthly premium and ensures you get the most financial assistance available. Log in to your Ambetter Health Online Member Account and review your coverage, update your information and income and see your new monthly premium amount.

If you need help updating your income, we can help. Visit how to update your enrollment application, call us at 1-877-288-9172 (TTY 711) or reach out to your broker.

Renewing your health coverage is important even if you’re in good health. Having health insurance helps you manage your health and your costs. Plus, your Ambetter Health plan offers $0 check-ups and screenings so you can stop health problems before they start. 

We’re here to help you protect your coverage and make renewal as easy as possible. Here’s what you need to know: 

Your monthly insurance costs could increase due to changing government support.

The tax credits that help lower monthly premiums, will be reduced in 2026.

Updating your income will help determine your monthly premium and the amount of financial assistance available to you. Gather your annual income information and update your enrollment application by December 15, 2025.

Renew your coverage during Open Enrollment.

Renew by December 15th for January 1st coverage.

Just give us a call at 1-877-288-9172 (TTY 711). We’ll help you explore other Ambetter Health plan options and benefits that work best for you and your family. Make sure you call us during Open Enrollment to stay covered. For most people, Open Enrollment is the only time they can renew their coverage. It's important to renew during Open Enrollment starting November 1st. 

If the number of people in your household has changed, we can help you adjust your plan. You may qualify for Special Enrollment. That means you can change your plan now. Give us a call today at 1-877-288-9172 (TTY 711).

Gather your annual income information and log in to your Ambetter Health Online Member Account to update your enrollment application and income. You can do this starting November 1st. 

If your current plan is not being offered in 2026, we may have moved you into a new plan. Please note, this plan may have a different network and different referral requirements than your current plan. Review the details of your new plan in your Online Member Account to make sure it fits your budget and needs. If not, call us at 1-877-288-9172 (TTY 711) and we can help you find a different plan.

There are many documents that can be provided to verify your income. Types of income verification documents are listed below, including options for people who are self-employed or who have unearned income. Once you decide which documents to provide, gather your documents and log in to your Ambetter Health Online Member Account. There you can follow the steps to update your application and income. 

Below is a list of approved documents and helpful details.

Types of Income Verification Documents

• 1040 Federal or State Tax Return: Must contain your first and last name, income amount, and tax year. If you file Schedule 1, you must submit it with your 1040.
• Wages and Tax Statement: (W-2 and/or 1099, including 1099 MISC, 1099G, 1099R, 1099SSA, 1099DIV, 1099SS, 1099INT). Must contain your first and last name, income amount, tax year, and employer name (if applicable).
• Pay Stub: Must contain your first and last name, income amount, and pay period or frequency of pay with the date of payment. If a pay stub includes overtime, tell us the average overtime amount per paycheck.
• Self-Employment Ledger Documentation: (can be a Schedule C, the most recent quarterly or year-to-date profit and loss statement, or a self-employment ledger). Must contain your first and last name, company name, and income amount. If you’re submitting a self-employment ledger, include the dates covered by the ledger, and the net income from profit/loss.
• Social Security Administration Statements: (Social Security Benefits Letter). Must contain first and last name, benefit amount, and frequency of pay.
• Unemployment Benefits Letter: Must contain your first and last name, source/agency, benefits amount, and duration (start and end date, if applicable).
• A Written Explanation Form (PDF). To submit this form, select “Other” from the drop-down menu when you’re on the upload screen in the application.

Self-Employment Verification Documents

• 1040 SE with Schedule C, F, or SE (for self-employment income)
• 1065 Schedule K1 with Schedule E
• Tax return
• Bookkeeping records
• Receipts for all allowable expenses
• Signed time sheets and receipt of payroll, if you have employees
• Most recent quarterly or year-to-date profit and loss statement
• A Written Explanation Form (PDF). To submit this form, select “Other” from the drop-down menu when you’re on the upload screen in the application.

Unearned Income Verification Documents

• Annuity statement
• Statement of pension distribution from any government or private source
• Worker’s compensation letter
• Prizes, settlements, and awards, including court-ordered awards letter
• Proof of gifts and contributions
• Proof of inheritances in cash or property
• Proof of strike pay and other benefits from unions
• Sales receipts or other proof of money received from the sale, exchange, or replacement of things you own
• Interests and dividends income statement
• Loan statement showing loan proceeds
• Royalty income statement or 1099-MISC
• Proof of bonus/incentive payments
• Proof of severance pay
• Pay stub indicating sick pay
• Letter, deposit, or other proof of deferred compensation payments
• Pay stub indicating substitute/assistant pay
• Pay stub indicating vacation pay
• Proof of residuals
• Letter, deposit, or other proof of travel/business reimbursement pay
• A Written Explanation Form (PDF). To submit this form, select “Other” from the drop-down menu when you’re on the upload screen in the application.

Get more details for other income situations (PDF).

When you enroll in a Marketplace plan, you’ll need to submit documents to confirm your immigration status.  Below is a list of documents that you can submit: 

• Permanent Resident Card, “Green Card” (I-551)
• Reentry Permit (I-327)
• Refugee Travel Document (I-571)
• Employment Authorization Card (I-766)
• Machine Readable Immigrant Visa (with temporary I-551 language)
• Temporary I-551 Stamp (on Passport or I-94/I-94A)
• Foreign passport
• Arrival/Departure Record (I-94/I-94A)
• Arrival/Departure Record in foreign passport (I-94)
• Certificate of Eligibility for Nonimmigrant Student Status (I-20)
• Certificate of Eligibility for Exchange Visitor Status (DS-2019)
• Notice of Action (I-797)
• Document indicating a member of a Federally recognized Indian tribe or American Indian born in Canada
• Certification from U.S. Department of Health and Human Services (HHS) Office of Refugee Resettlement (ORR)
• Document indicating withholding of removal (or withholding of deportation)
• Office of Refugee Resettlement (ORR) eligibility letter (if under 18)
• USCIS Acknowledgment of Receipt (I-797C)

Your costs could change for two main reasons:

• Due to changing government support, the tax credits that help lower monthly premiums will be reduced in 2026. This means monthly insurance costs could increase for members who received more tax credits in previous years.
• Your monthly premium amount may adjust for your new plan-year coverage. When you receive your renewal information, be sure to review this closely. We have other plans that can offer you different monthly premium amounts and other out-of-pocket cost savings. Just give us a call if you want to see other options: 1-877-288-9172 (TTY 711).

If you need help updating your income or you’d like to explore other Ambetter Health plan options, call us at 1-877-288-9172 (TTY 711). Important: Due to changing government support, the tax credits that help lower monthly premiums will be reduced in 2026. This may impact you and your family, and we’re here to help.

Due to changing government support, the Federal tax credits that help lower monthly premiums will be reduced in 2026. Gather your annual income information and update your enrollment application to see if you qualify for financial assistance. Log in to your Online Member Account to get started. You can also explore other Ambetter Health plan options and our rewards program that can help you save on your healthcare costs.

Your monthly insurance costs could increase due to changing government support. The tax credits that help lower monthly premiums will be reduced in 2026. To see if you qualify for financial assistance, you’ll need to verify your income and provide supporting documents during Open Enrollment. Log in to your Online Member Account to get started. If you have questions, we’re here to help. Call us at 1-877-288-9172 (TTY 711) or reach out to your broker.

If you don’t verify your income, you may not receive the right amount of financial assistance. If you do not provide accurate income, you may receive a lower tax credit than you qualify for. That means possibly paying more for your insurance than you should. If this happens, you can receive a refund when filing your taxes. There is also a chance that you will be given a higher tax credit than you qualify for. In this case, you would have to repay the difference when you file your taxes.

You can use our Find a Provider tool. This has a full list of in-network providers and other care options. You’ll need to know your network name – this is listed right on your Ambetter Health ID Card.