Programs & Perks
Better Coverage. Better Perks. Ambetter Health is on a Mission for Better, and that means better coverage and better perks for you. Beyond great everyday benefits like Virtual 24/7 Care*, members have access to exclusive programs like My Health Pays®** and Ambetter Perks. We’re adding value to your affordable health insurance plan. Members can access this and more, all just for being a member of Ambetter Health.
Member Programs and Perks
With your Ambetter Health insurance, enjoy access to exclusive savings on benefits like gym memberships and mental wellness to help you be well, stay well and save smart. Stay healthy by using the member programs you have access to:
Ambetter Perks Member Discount Program
As an Ambetter Health member, you can enjoy discounts and special rates on exciting products and services. With Ambetter Perks find exclusive deals on restaurants, travel, auto coverage with Freeway Insurance, entertainment, technology, and more. You can also find health-focused discounts on products and services like gym memberships, healthy eating services, and eye care from brands like Target Optical, LensCrafters, and For Eyes.*** Get Started.
My Health Pays ®**
A rewards program that pays members for completing healthy behaviors. Earn points by participating in activities like completing your annual wellness exam, moving more, and eating right. You can convert your points into money you can use to cover health-related costs and monthly bills like premium payments, utilities and childcare. Get Rewards.
Everyday Benefits
We’re adding value to your affordable health insurance plan with the benefits you need to take control of your health today.
Affordable Dental and Vision Insurance
Pediatric vision is an essential health benefit available in all Ambetter Health plans. Adult vision and dental insurance plans are available in some states. Shop Ambetter Health plans to learn more.
Pharmacy Program
Enroll in our mail-order pharmacy program for convenient delivery. Or, you can choose from in-network retail locations nearby. Search for pharmacies in our Provider Directory. Want to check if your prescriptions are covered? View Ambetter’s Health pharmacy coverage in your state.
24/7 Virtual Care*
24/7 medical help from doctors via video and phone. Virtual 24/7 Care* gives you access to doctors for non-emergency health issues or questions. Request a prescription or ask for medical advice by video or phone, 24/7.
Care Management Services
If you need extra support for other health needs or conditions, our care managers can help you coordinate services or find community resources. They’ll work with you and your doctors to develop care plans to help you better manage your health.
Start Smart For Your Baby®
Take care of yourself and your baby with our maternity health program. Start Smart for Your Baby® is our pregnancy program that’s designed with you and your baby in mind. Through this program, you receive resources and support to help you during the stages of pregnancy and infancy.
Health Management Programs
Find personalized help managing your chronic health condition so you have fewer complications. Through our health management programs, we offer telephone support, educational tools and behavioral health services, including depression management programs.
24/7 Nurse Advice Line
Our 24/7 nurse advice line makes it easy to get answers to health questions via phone, anytime. Talk to a registered nurse for answers about your health or medications, or whether you should go to the emergency room or see your regular doctor.
Interested in signing up for high-quality, affordable health insurance?
*Cost sharing may apply when using Virtual 24/7 Care. Ambetter Health does not provide medical care. Medical care is provided by individual providers which are independent contractors and not agents of Ambetter Health.
**Healthcare-related costs will vary by member and the plan in which you are enrolled. Funds expire immediately upon termination of insurance coverage. My Health Pays® rewards cannot be used for pharmacy copays except at Hy-Vee. Restrictions apply. Members must qualify for and complete all activities to receive $500 or more. Visit My.AmbetterHealth.com for more details. Your health plan is committed to helping you achieve your best health. Rewards for participating in a wellness program are available to all members. If you think you might be unable to meet a standard for a reward under this wellness program, you might qualify for an opportunity to earn the same reward by different means. Contact us at 1-833-919-3213 (TTY 711) and we will work with you (and, if you wish, with your doctor) to find a wellness program with the same reward that is right for you in light of your health status.
***Present Ambetter Health card to Target Optical, LensCrafters, or For Eyes associate for discount. Some offers may not be combined with vision insurance plans. Ask associate for details. Savings not valid on previous purchases. Valid in store and online only. No cash value. Void where prohibited by law. Some restrictions may apply. Check with a Target Optical, LensCrafters, or For Eyes associate for more details or for additional savings. Ask your eye care professional for complete wear, care and safety information.
Ambetter Health is underwritten by Iowa Total Care, Inc. which is a Qualified Health Plan issuer in the Iowa Health Insurance Marketplace. This is a solicitation for insurance. ©2025 Iowa Total Care, Inc., AmbetterHealth.com/en/ia. If you, or someone you’re helping, have questions about Ambetter Health, and are not proficient in English, you have the right to get help and information in your language at no cost and in a timely manner. If you, or someone you’re helping, have an auditory and/or visual condition that impedes communication, you have the right to receive auxiliary aids and services at no cost and in a timely manner. To receive translation or auxiliary services, please contact Member Services at 1-833-919-3213 (TTY 711). For more information on your right to receive an Ambetter Health plan free of discrimination, or your right to receive language, auditory and/or visual assistance services, please visit AmbetterHealth.com and scroll to the bottom of the page.