2026 Financial Help

Federal laws have changed the financial support available in 2026. We're here to help you understand how these changes may have affected you.

What's Changed

Your monthly health plan costs could have increased due to changes in healthcare laws for federal government support. The amount of federal tax credits that help lower monthly premiums through Covered California, are reduced in 2026. You may be eligible for an additional California Premium Subsidy through Covered California, depending on your income.
If you are enrolled through Covered California, you must show income earnings to get financial assistance. Your annual income information and updated account information can be provided at Covered California.

Your Health is Worth It

We're here to help. From preventive care that helps you spot health problems before they start, to care for unexpected symptoms and injuries, staying covered is how you put your health first.

Get cost estimates

Get estimates of your costs for medical procedures and services ahead of time.
Compare costs at different providers to make more informed choices.

Cost-share reductions

You can get premium assistance with any level of coverage if you qualify. Cost-sharing reductions only come with silver-level plans that are called Enhanced Silver.

Both kinds of help are based on your annual household income and family size. And both are available only when you buy health coverage through Covered California.

Paying Less For Coverage (Health Net 101) (duration 1:50)

5 Things to Know About Getting Financial Help – English (PDF)

See if you qualify for financial help

Does your household fit into one of these categories? If yes, you may qualify for financial help from the government. Need help or want more information? Please call us at 1-877-878-7983.

Find out if you qualify for help paying for health coverage

2026 Qualification Requirements for Premium Assistance
Federal Poverty Level	Income Range for an individual*	Eligible Premium Assistance	Eligible Enhanced Silver Plan
100-150	$15,650 - $23,475	Eligible for Federal Tax Credit and California State Subsidy (Most consumers up to 138% are eligible for Medi-Cal)	Silver 94
150-165	$23,475 - $25,823	Eligible for Federal Tax Credit and California State Subsidy	Silver 87
165-200	$25,823 - $31,300	Eligible for Federal Tax Credit	Silver 87
200-250	$31,300 - $39,125	Eligible for Federal Tax Credit	Silver 73
250-300	$39,125 - $46,950	Eligible for Federal Tax Credit	Silver 70 (Not eligible for Enhanced Silver Plan)
300-400	$46,950 - $62,600	Eligible for Federal Tax Credit	Silver 70 (Not eligible for Enhanced Silver Plan)
400+	$62,600+	Not eligible for Federal Tax Credit	Silver 70 (Not eligible for Enhanced Silver Plan)

_{* Eligible income will vary by household size.}