About Our Health Insurance Plans

Ambetter Health offers reliable health insurance plans for individuals and families.

Choose from a range of prices and coverage levels.

Ambetter Health Premier

Available for 2025 coverage, Ambetter Health Premier insurance plans make it easy to find the right fit. Premier plans cover essential health services and give you access to the broadest network of care providers. You won’t even need referrals to see specialists.

Our Premier plans are available in bronze, silver and gold levels. Each metal level provides a balance of monthly premium payment and out-of-pocket expenses. Your total costs will depend on your specific plan and financial situation, but the information below represents the way plans work at each level.

PREMIER BRONZE

A Premier bronze plan can save you money if your healthcare needs are minimal, but if you get injured or sick, your out-of-pocket expenses can be higher than with other plans.

Monthly Premium Payment: Lower

Out-of-pocket costs: Higher

PREMIER SILVER

BEST VALUE

Premier plans at the silver level offer the most balanced cost sharing. This means you’ll have a higher monthly premium than at the bronze level, but the plan will pay more toward your medical bills if you need care. Unlike bronze and gold plans, silver plans offer the chance for additional savings if you are eligible for subsidies.

Monthly Premium Payment: Moderate

Out-of-pocket costs: Moderate

PREMIER GOLD

A Premier gold plan may be a good option for people with many healthcare needs who can afford higher monthly premiums in exchange for lower deductibles and more predictable healthcare costs overall.

Monthly Premium Payment: Highest

Out-of-pocket costs: Lowest

PREMIER BRONZE

A Premier bronze plan can save you money if your healthcare needs are minimal, but if you get injured or sick, your out-of-pocket expenses can be higher than with other plans.

Monthly Premium Payment: Lower

Out-of-pocket costs: Higher

PREMIER SILVER

BEST VALUE

Monthly Premium Payment: Moderate

Out-of-pocket costs: Moderate

PREMIER GOLD

A Premier gold plan may be a good option for people with many healthcare needs who can afford higher monthly premiums in exchange for lower deductibles and more predictable healthcare costs overall.

Monthly Premium Payment: Highest

Out-of-pocket costs: Lowest

Find the affordable plan that's right for you.

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Essential Health Benefits

With an Ambetter Health Marketplace health insurance plan, you have access to coverage on these essential medical and wellness services:

Emergency Care
Hospitalization
Outpatient or Ambulatory Care
Pregnancy, Maternity and Newborn Care
Pediatric Care

Mental Health and Substance Use Care
Laboratory Services
Prescription Drugs
Rehabilitative Therapy Services and Devices
Preventive and Wellness Care

Ambetter Health Member Exclusive Programs

As an Ambetter Health member, you have access to additional services to manage your health, no matter which plan you choose.^*

Learn More

^*Programs and perks vary by market. Check your market’s availability to better understand the options in your area.

Choosing a health insurance plan that has balanced out-of-pocket costs and monthly premium payments, like a silver Premier plan, can help you save.

Watch this short video to learn more.

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