Subsidy Estimator

Enter your information below to see if you may be eligible for a subsidy!

You and your family may be eligible to receive a Subsidy. This is an amount of money, or tax credit, from the government to help reduce your monthly premium amount. People who can get health insurance through their employer or through public coverage, like Medicaid, Medicare or CHIP, cannot, in most cases, qualify for a subsidy. Your subsidy amount is based on your income and family size.

Just follow these simple steps! And don’t worry, the information you enter is not saved. It’s completely confidential.
  1. Enter your household size and income for all individuals (yourself and spouse and dependents, if applicable).
  2. Enter the ages of those in your household applying for coverage.
  3. See your estimated subsidy eligibility amount. The estimator also indicates income-eligibility for Medicaid in states that choose to expand eligibility.
  4. Press enter to see your estimated subsidy amount.

The estimated subsidy amount shows the amount you and your family might save on monthly premiums. This is compared to what you and your family might pay in the individual market without subsidies. Premiums are shown for a silver plan. You can choose to purchase another plan.
This is just an estimate. To confirm your exact subsidy amount, you will need to apply in your state’s Marketplace.
National Estimator Updated October 2013

Household Information

Enrollee Information

Only enter members of your household who would enroll in Exchange coverage.

Monthly Cost

Press enter to see your estimated subsidy amount.

Notes: This calculator shows expected spending for families and individuals eligible to purchase coverage in the Marketplace under the Affordable Care Act. Under the law, maximum contributions to premiums will be based on modified adjusted gross income, while estimates in this calculator are based on the annual income entered by the user. The premiums in this calculator reflects a weighted average of the second lowest cost silver plans in 48 states from the U.S. Department of Health and Human Services, Office of The Assistant Secretary for Planning and Evaluation (September 2013), adjusted for age rating. In some states, premiums will also vary based on tobacco use, but that is not taken into account in this calculator.

Further notes on methodology and assumptions»

The software that powers this calculator was developed by the Center for Labor Research and Education and the Institute for Research on Labor and Employment Library, at the University of California, Berkeley and are provided on this website under license. Copyright © 2012-13 The Regents of the University of California. All rights reserved.